Top 10 best credit card service providers 2020

In today’s digital world, technology has changed the ways business is conducted. It is then important to choose the right technology and companies. With the advent of technology, credit cards have become widely available today. Credit card companies come in all shapes and sizes. Therefore, it is vital to choose the right credit card or you risk losing several benefits that a company offers.

This simple instrument becomes your close friend when you run out of cash. From shopping, traveling to meeting any emergency need, credit card has you covered. In recent years, several companies have understood the importance of credit cards and hence, the list of companies offering the card is endless.

The list below will offer an insight into the benefits these top 10 companies are offering in 2020. From reward points, discount offers to cashback, free tickets, and many more interesting offers.

NOTE: The list is not in a particular order as everyone’s priority is different.

# 10

Card Name: SimplySAVE SBI Card

Annual Fee: INR 499

Salient Features:

1. The annual fee reversal is available after spending INR 90,000 in a year
2. Fuel surcharge waiver on vehicle refill with transactions worth between INR 500 to 3,000

Rating: 4.5/5.0

# 9

Card Name: BPCL SBI Card

Annual Fee: INR 499

Salient Features:

1. Reward points can be redeemed instantly for BPCL vouchers, fuel purchase or at Shop n Smile catalog
2. 5X reward for every 100 spent on grocery, departmental store, dining, and movies

Rating: 4.5/5.0

# 8

Card Name: Citibank Citi Cashbank Card

Annual Fee: INR 500

Salient Features:

1. Get up to 15 percent discount on dining
2. EMI options are available at over 2,000 consumer electronics and mobile outlet

Rating: 4.4/5.0

 

# 7

Card Name: HDFC Doctor’s Superia Credit Card

Annual Fee: INR 1,000

Salient Features:

1. First-year fee reversed on spending INR 15,000 in the first 90 days
2. Air vouchers worth INR 8,000 on spending INR 5,00,000
3. Renewal fee reversal after spending INR 1,00,000 in a year before the date of renewal

Rating: 4.0/5.0

 

# 6

Card Name: HDFC Regalia Card

Annual Fee: INR 2,500

Salient Features:

1. Earn 10,000 & 15,000 reward points on spending INR 5,00,000 and INR 8,00,000 respectively in a year
2. Complimentary airport lounge access via Priority Pass Program membership
3. 9 Club Vistara points after spending every INR 100 on all Vistara flights

Rating: 4.5/5.0

# 5

Card Name: ICICI Bank Instant Platinum Card (Only after Fixed Deposit)

Annual Fee: NIL

Salient Features:

1. Redeem the earned reward points against cash
2. A minimum 15 percent discount on dining over 800 restaurants
3. INR 100 discount on up to two movie tickets a month at BookMyShow

Rating: 4.2/5.0

# 4

Card Name: ICICI HPCL Coral Card

Annual Fee: INR 199

Salient Features:

1. Earn up to 2.5 percent cashback on a minimum purchase of INR 500
2. Enjoy 1 percent surcharge waiver on vehicle refill at HPCL petrol pumps
3. Discount of INR 100 on two tickets a month at BookMyShow

Rating: 4.2/5.0

# 3

Card Name: Standard Chartered Manhattan Platinum Card

Annual Fee: INR 999

Salient Features:

1. Get a 5 percent cashback on every INR 150 spent at supermarkets and departmental stores
2. On leading brands, avail several seasonal cashback & discount

Rating: 4.5/5.0

 

# 2

Card Name: Yatra SBI Card

Annual Fee: INR 499

Salient Features:

1. Discount of INR 1,000 on domestic flights and discount of INR 4,000 on international flights
2. 1 percent fuel surcharge waiver at petrol

Rating: 4.5/5.0

# 1

Card Name: Axis Bank Neo Card

Annual Fee: INR 250

Salient Features:

1. Earn 2 points for every INR 200
2. 10 percent off on bus tickets at redBus
3. 10 percent off on Myntra purchase of above INR 500

Rating: 4.5/5.0